2254 Route 50, Saratoga Springs, NY  12866
(518) 885-4748, Fax: 885-4439
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Affiliate Members - Banks

M & T BANK - MORTGAGE DIVISION (82109)
Contact: Andy Krastins - Senior Mortgage Loan Officer
313 Ushers Road, Ballston Lake, NY 12019
Cell: (518) 847-7870 / Office: (518) 877-3517 / Fax: (518) 877-8978
Email: akrastins@mtb.com 
Web: www.mandtmtg.com/akrastins1 

Mortgage banking and brokerage services offered including SONYMA, Conventional, FHA, VA, Rural Housing, Rehabiltation and Construction Loans. Thirty minute pre-qualifications and 1-hour pre-approvals available. Contact Andy Krastins, Senior Loan Officer.

FIRST NIAGARA SECURITIES INC./FIRST NIAGARA BANK (110109)
Contact: Paul Grabkowski
843 Route 146, Clifton Park, NY 12065
Office: (518) 383-8866 / Fax: (518) 383-9559
Email: paul.grabkowski@uvestmail.com 
Web: www.fnfg.com and www.pgrabkowski.retirementime.com 

Investment Sercurities

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