Affiliate Members

AFFILIATE MEMBERS

BANKS & Mortgage Brokers

M & T BANK - MORTGAGE DIVISION (012013)
Contact: Andy Krastins - Chief Mortgage Navigator (NMLS #23490)
313 Ushers Road, Ballston Lake, NY 12019
Cell: (518) 847-7870 / Office: (518) 877-3517 / Fax: (518) 877-8978
Email: akrastins@mtb.com
Web: www.mtb.com/akrastins

Mortgage banking and brokerage services offered including SONYMA, Conventional, FHA, VA, Rural Housing, Rehabiltation and Construction Loans. Thirty minute pre-qualifications and 1-hour pre-approvals available. Contact Andy Krastins, Senior Loan Officer.

MORTGAGE BROKERS

SARATOGA'S COMMUNITY FEDERAL CREDIT UNION (05202011)
Contact: Barbara Kenyon - Business Development Representative
23 Division St., Saratoga Springs, NY 12866
Office: (518) 583-2323x108 / Fax: (518) 306-4267
Email: bkenyon@saratogafcu.org
web: www.saratogafcu.org

Saratoga's Community Federal Credit Union has been serving Saratoga County since 1945. As a credit union, our mission is to make a meaningful difference in the financial well-being of the members and the communities we serve-not make a profit. Our field of membership include those who live, work, worship, or attend school in Saratoga County, as well as businesses and other legal entities located therein. We are community focused and innovatively driven. From small beginnings as a teacher's credit union to a financial institution that offers everything from savings and checking accounts to mortgages and auto loans-we can offer many low cost financial services to you.

Looking to refinance, upgrade your home, or buy your first home-Saratoga's Community Federal Credit Union has a mortgage program for you! We've designed two great new programs with you in mind. Please call me at 518-583-2323 x108 for more details. Get pre-approved simply by filling out our online application. Visit www.saratogafcu.org to learn more and apply instantly. After we receive your completed application a mortgage representative will contact you personally.

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MORTGAGE BROKERS

WELLS FARGO HOME MORTGAGE (062010)
Contact: Claudette Kotarski
480 Broadway, Suite 210
Saratoga Springs, NY 12866
Office: (518) 421-3619

Home Mortgage.

HOME INSPECTIONS

HOUSEMASTER®, "The Home Inspection Proffessionals" Capital United Industries, Inc. (22804)
Benito & Marc Rotondi, Owner, Inspection Specialist
347 Ushers Road, Ballston Lake, NY 12019
E-mail: brotondi@housemaster.com
Web: www.housemaster.com
(518) 372-6600 / FAX: (518) 877-0859

Ben Rotondi / NYS License 16000007877
Marcus James Rotondi / NYS License

Home Inspections. Done Right. Your professional Housemaster® inspector will inspect your prospective home from top to bottom, inside and out. Each inspection includes: The central heating & cooling systems and its components, interior plumbing and its components, the interior electrical system, roof, siding, walls, ceiling, floors, foundation & basement, as well as the built-in kitchen appliances and all components. Each inspection includes, at no additional cost, the exclusive Housemaster® limited 90 day Guarantee against major unexpected repair expense on specified items. Ancillary Services available include inspections for termite & wood infestation, Radon, Lead-paint screening, Septic dye evaluation, well water flow. Complete water testing for FHA, HUD, VA coliform bacteria & count, lead, nitrate is also available. For your next residential inspection call the "Home Inspection Professionals" at Housemasters®.

KPK CONSULTING - KYLE KERLS(120108)
SQUARE HOME INSPECTION
P.O. Box 304
Ballston Spa, NY 12020
(518) 727-2884
E-mail: shi@nycap.rr.com

Information Technologies / Home Inspector

ATTORNEYS & TITLE COMPANIES

ENGLERT, COFFEY, MCHUGH & FANTAUZZI, LLP(051110)
John A. Fantauzzi
224 State Street
Schenectady, NY 12305
518-370-4645 FAX: 374-5422

John A. Fantauzzi is a partner in the law firm of Englert, Coffey, McHugh & Fantauzzi, LLP, located in Schenectady, New York where he has practiced law since May 1996. John received his Juris Doctorate and Master of Public Policy from the College of William and Mary in 1995 and was a member of William & Mary's National Trial Court Team. John also graduated Magna Cum Laude from Siena College with a Bachelor of Arts in Economics.

Englert, Coffey, McHugh & Fantauzzi, LLP is a full service law firm. John's areas of practice include Real Estate, Estate & Elder Law Planning, Estate Administration, Traffic Violations and Civil Litigation.

John is a member of the Real Estate Committee and chaired the Estate Planning and Elder Law Committee for 5 years of the Schenectady County Bar Association. He also is a member of the Saratoga County Bar Association, New York State Bar Association and the Federalist Society.

Since 2003, John has been a Hearing Officer for the Surrogate Decision Making Committee that reviews proposed medical treatment for disabled persons. In 2006, John served as a Town Justice in the Town of Ballston.

John has spoken to various groups on the subject of Estate Planning including the New York State Bar Association in 2003, the Schenectady County Bar Association in 2007 and the Foundation of the NYS Nurse's Association.

John has been a member of Rotary since 2008 and a volunteer with the Saratoga County Youth Board since 2006. You can reach John by phone at (518)370-4645, fax at (518)374-5422 or email at jfantauzzi@ecmlaw.com. Appointments also are available in Burnt Hills.

E-mail: jfantauzzi@ecmlaw.com
www.ecmlaw.com/54530

ROBERT KELLY, ATTORNEY(050107)
Attorney at Law
376 Broadway, Suite 22,
Saratoga Springs, NY 12866
518-587-7878 FAX: 587-0269

Robert Kelly, born in New York, graduated from the University of Wisconsin with a B.A. in English Literature, then obtained a J.D. from Chicago-Kent Law School and an LLM from McGeorge School of Law with a Masters Degree in Transnational Business and Tax. Licensed to practice law since 1994 in New York and Illinois, Bob has lived in Saratoga with his family since 1995. His practice currently is primarily in Criminal Law, Family Law, and Personal Injury Litigation. Recently, Bob has become a licensed Loan Officer with C.E. Mortgage Company, Stuart, Fl. Give Bob a call at at 587-7878 to see what services he can provide for you!
E-mail: bkelly2@nycap.rr.com

EDUCATION

MANFRED REAL ESTATE LEARNING CENTER, INC.(010105)
920 Albany Shaker Road, Latham, New York 12110
(518) 489-1682 / (800) 559-7352 / Fax: (518) 489-5499
Email: info@manfredRELC.com
Web: www.manfredrelc.com

Your full Service Real Estate School Since 1987. Real Estate *Appraisal* Home Inspection*Assessor Classroom and On-line Licensing and Continuing Education, Designation Courses and Professional Development.

INSURANCE

NORTHEAST SMALL BUSINESS GROUP (NESBG)
P.O. Box 300, Chatham, NY 12037

(800) 300-0621 / FAX: (866) 400-75752
For more information call (800) 700-1294 or email info@nesbg.org

Founded in 2004, the organization's purpose is to improve the economic, education, social and competitve status of member businesses and affiliated memer business associations. This is accomplished through the offering of member only programs, service and seminars. It is further the intent of the organization to promote equality and parity for sole -proprietor businesses with those having employees.

DONNA M. LAVIGNE AGENCY (121004)
Donna M. Lavigne
552 Main Street, Cobleskill, NY 12043
(518) 234-4003 / FAX: (518) 234-3301
Email: dlavigne@midtel.net
Web: www.lavigneagency.com
The Donna M. Lavigne Agency, extablished in 1983, is an independent insurance firm dedicated to providing quality personal and commercial programs. Donna and her staff of four full time customer service representatives sell and service over 2,500 clients. Conveniently located at 552 Main Street in Cobleskill with office hours of 9-5 Monday, Wednesday and Friday; Tuesday and Thursday are 9-2. The agency is not exclusive with one company. They will search the market place to give you the best insurance protection at the most competitive price. Donna M. Lavigne believes that buying a house should not be a painful experience, and she and her staff make sure it is a pleasant experience for both the buyer and the selling agent. The Lavigne Agency can get you a binder in 37 minutes or less! As long as all client info and dwelling information is received. Give them a call today!

INSURANCE AGENCY GROUP OF NY, LLC (100808)
Patrick J. Phillips, MBA, Principal
555 Maple Ave., Saratoga Springs, NY 12866
(518) 573-0534 / FAX: (518) 583-9361
Email: pphillips@iagofny.com
Web: www.iagofny.com
Insurance - Home - Auto - Business - Life - Health

ADDITIONAL SERVICES

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BEHAN PLANNING & DESIGN
Contact: John Behan
112 Spring Suite #305
Saratoga Springs, NY 12866
(518) 583-4335 FAX: (518) 583-6970
Website: www.behanplanning.com
E-mail: info@behanplanning.com

Land use, community planning and design

BLUE ICE ORIGINALS (020508)
Lori Bussing
3084 Route 50, Suite 122
Saratoga Springs, NY 12866
(518) 852-6644
E-mail: laabboo7@aol.com

Handcrafted Jewelry

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LINDA BOTTIGLIERI(62012)
23 Fairway Blvd.
Gansevoort, NY 12831

(518) 587-8236
Email: thebhive23@hotmail.com

Greeting Card Design.

BURDICK SALES INC. (093008)
Greg Burdick
5 Glade Mallow Rd.
Malta, NY 12020
(518) 669-4859 - fAX: (518) 899-6104
E-mail: gburdick@nycap.rr.com

Construction & Materials

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CERTIFIED MOLD SOLUTIONS
Scott W. Renzi
302 Waters Road
East Greenbush, NY 12061
(518) 330-2268
E-mail: info@certifiedmoldsolutions.net
Web: www.certifiedmoldsolutions.net

Mold inspection/consultation/remediation

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CHAMPLAIN WEALTH MGMT
Steve Hipsley cell: (860) 798-1280
120 West Ave.
Saratoga Springs, NY 12866
(518) 581-2869 / Fax: (518) 587-5302
Email: shipsley@ccp-ltd.com
Web: www.cp-ltd.com

Financial Services

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LEA CURTIS, INTERIOR DESIGN(120120)
34 Goode St.
Burnt Hills, NY 12027
(518) 399-6249
Lcurtis7@nycap.rr.com

Interior Design

LINDA G. CROWLEY(112012

352 Nassau Averill Park Rd.
Nassau, NY 12123
(518) 766-2951)
Email: lindagcrowley@yahoo.com

Pet Services

DIMATTEO'S CUSTOM TAILORING (012012)
Nick DiMatteo
119 Church St..
Saratoga Springs, NY 12866
(518) 587-8211

Alterations & Custom Tailoring

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EDWARD DEMIRJIAN (120111)
2210 Galway Rd.
Galway, NY 12074
(631) 804-8103 / Fax: (518) 882-2066
Email: edwarddemirjian@gmail.com

Individual affiliate member financial consulting.

FX CONTRACTING (052012)
Francis X. Diamond, Jr.
PO Box 4752
Saratoga Springs, NY 12866
(518) 528-8677

New contruction & remodeling;Concrete & Carpenter work.

SUSAN M. HAMLIN
Susan M. Hamlin, CPA
PO Box 823
Saratoga Springs, NY 12866
(518) 245-8010 Fax: (877) 754-3345
Email: saratogacpa@nycap.rr.com

An independent CPA firm dedicated to providing quality tax preparation, strategic planning and consulting services to small businesses, entrepreneurs, family farms and individuals.

Our mission is to bring value to our clients by providing timely, practical, cost effective solutions to business and personal tax issues and by assisting clients in growing wisely into the future.

H&R BLOCK (41306)
295 Broadway
Saratoga Springs, NY 12866
(518) 584-8787 / Fax: (518) 587-1864

H&R Block Inc. (NYSE: HRB) is a leading provider of tax, financial, mortgage, accounting and business consulting services and products. H&R Block is the world's largest tax service provider, having prepared more than 400 million tax returns since 1955. The company and its subsidiaries generated revenues of $4.4 billion in fiscal year 2005 from operations in four principal business segments; tax preparation and advice via in-office, online and software solutions; investment and financial advisory services; retail and wholesale mortgage services; and tax/accounting/business consulting services for mid-sized businesses. Headquartered in Kansas City, H&R Block markets its services and products for three leading brands - H&R Block, Option One and RSM McGladrey. For more information visit our Online Press Center at www.hrblock.com.

HISTORIC ROW HOME RENTALS (091710)
25 Clinton St. Apt.1
Saratoga Springs, NY 12866
(518) 306-6466
E-mail: dlandry@nycap.rr.com

Rental Management.

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INSCRUTABLE DESIGNS LLC (03032011)
Erik Chase Israelson
25 Benton Drive
Saratoga Springs, NY 12866
(307) 399-1307 FAX:
E-mail: israelsonerik@gmail.com

Management Consulting

JM SERVICES (41306)
Joan M. Zecher
P.O. Box 36
Waddington, NY 13694
(407) 625-4040

House Cleaning/Real Estate Preparation

LOCAL LIVING GUIDE (04/08/11)
Johathan Greene
510 Broadway, Apt. 24
Saratoga Springs, NY 12866
(518 ) 879-6065
E-mail: jonathan@locallivingguide.com
www.locallivingguide.com

Buy Local Coupon Book.

NESBG (Northeast Small Business Group) (091410)
P.O. Box 300
Chatham, NY 12037

information to follow

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PINE HANNIGAN HOMES
Veronica L. Pine
2505 Brooke Circle, Watervliet, NY 12189
(646) 734-2264 Fax: (518) 326-3023
E-mail: pinehanniganrealestate@gmail.com

Investment real estate services.

PLASTIC MARITIME CORPORATION (08/2012)
John R. Smith
99 Traver Rd.
Gansevoort, NY 12831
Mail Address:
P.O. Box 2131
Wilton, NY 12831
(518) 587-7624 Fax: (518) 587-7434
E-mail: plasticm@nycap.rr.com
www.wearloncorp.com

Manufacture and sell anti-graffiti and non-stick protective coatings that are environmentally friendly.

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JEROLYN QUINET ART (03/2012)
Jerolyn Quinet
11 Marion Place
Saratoga Springs, NY 12866
(518) 581-7071
E-mail: JOUIMETART@gmail.com

House Portraits, Conceptual Remodeling Sketches.

TV FERRET (110108)
Richard & Joani Von Ahn
107 Fifth Avenue
Saratoga Springs, NY 12866
(518) 583-4593
E-mail: joani_vonahn@yahoo.com

Underground pipe inspection cameras/Sales & Rentals.

VICCHIARIELLO EXCAVATING (51712)
Michael Vicchiariello
140 Upper Brook Rd.
Sparrow Bush, NY 12780

845-856-2812 / Fax: 845-856-8589
E-mail: VickiVic27@hotmail.com

Excavating, new homes, grading, driveways, grading, land clearing, septic systems and tanks, site development. Fully insured & free estimates. Thirty years experience.